Last Updated: 28th July 2026
For many international students, studying in Australia can be a major investment.
With university tuition fees, visa application charges and everyday living expenses continuing to increase, some students may feel that studying in Australia is becoming unaffordable.
However, the actual cost can vary significantly depending on the course, education provider and city you choose. A student attending a highly ranked university in Sydney may have a very different budget from someone studying a vocational course in Adelaide or Hobart.
In this guide, we provide a comprehensive breakdown of the cost of studying in Australia – from tuition fees and living expenses to estimated annual costs by city and practical ways to save.
Disclaimer: All amounts in this guide are shown in Australian dollars (AUD) and are estimates based on publicly available information. This content is general in nature and does not constitute financial advice.
1. Tuition Fees in Australia
Tuition will normally be the largest expense for an international student.
However, fees can differ substantially between universities, vocational colleges and individual courses. This means choosing the right institution can potentially save you tens of thousands of dollars over the duration of your studies.
Group of Eight University Fees
The Group of Eight, commonly known as the Go8, includes some of Australia’s largest and highest-ranked research universities.
For many popular undergraduate courses, international tuition fees at Go8 universities are commonly around AUD $50,000 to $55,000 per year. However, some courses may cost more, particularly in areas such as medicine, dentistry and other specialised health programmes.
For example, Monash University’s published fee for its Bachelor of Commerce is approximately AUD $55,900 for a standard full-time year.
While Go8 universities can offer strong global rankings, research opportunities and international recognition, students should consider whether the additional cost is necessary for their career goals.
Non-Go8 University Fees
Many Australian universities outside the Go8 offer recognised qualifications at lower tuition fees.
Depending on the university and course, international tuition fees may generally range from approximately AUD $35,000 to $40,000 per year.
Many non-Go8 universities also offer international student scholarships. A scholarship of 20% to 30% could potentially reduce an annual tuition fee of AUD $35,000 to $40,000 to approximately AUD $26,000 to $32,000.
For example, Charles Darwin University offers eligible international students a 30% Global Merit Scholarship, while other universities may offer scholarships based on academic results, nationality or study location.
This means the difference between a Go8 university and a lower-fee university with a scholarship can sometimes be close to 50%.
However, scholarships are subject to eligibility requirements and should never be assumed until they are confirmed by the university.
Vocational and Trade Course Fees
Vocational Education and Training courses can be a more affordable alternative for students who prefer practical learning and want to enter industries such as carpentry and construction, cookery, automotive, hospitality, baking and pastry, and community services.
Unlike university fees, VET course fees are often advertised for the entire qualification instead of per year. Students should therefore check the course duration carefully before comparing prices.
Some lower-cost VET programmes may start from approximately AUD $16,000 to $18,000 for the full course, while many two-year trade programmes cost between AUD $24,000 and $35,000, including materials.
For example, a Certificate III in Patisserie from TAFE SA is typically delivered over a year, with tuition fees for international students at AUD $16,950 (as of 2026), plus additional material or kitchen fees depending on the training requirements of the course.
For annual budgeting purposes, many students can expect to spend approximately AUD $10,000 to $18,000 per year on vocational tuition. However, workshop-based courses may have additional charges for uniforms, tools, equipment, materials and placements.
Estimated Tuition Fee Comparison
| Study option | Estimated tuition |
|---|---|
| Go8 university | AUD $50,000–$55,000 per year |
| Non-Go8 university | AUD $35,000–$40,000 per year |
| Non-Go8 university with scholarship | AUD $26,000–$32,000 per year |
| Vocational or trade course | AUD $10,000–$18,000 per year |
These figures are general estimates only. Always check the official course page and your Letter of Offer for the exact tuition and additional fees.
2. Other Upfront Study Costs
Tuition is not the only expense students need to consider before travelling to Australia.
Other common costs may include:
- Student visa application charge
- Overseas Student Health Cover
- Course application or enrolment fees
- Uniforms, equipment and study materials
- Flights to Australia
- Rental bond and accommodation deposit
- Furniture and other initial setup expenses
From 1 July 2026, the main Student Visa Application Charge increased to AUD $2,500. However, eligible citizens of selected ASEAN countries -including Malaysia, Singapore, the Philippines and Vietnam; as well as eligible Pacific Island and Timor-Leste citizens, may qualify for a reduced charge of AUD $2,050.
International students must also maintain Overseas Student Health Cover for their period of stay in Australia. The cost will depend on the insurance provider, duration of cover and whether the policy is for an individual, couple or family. More information is available through Study Australia.
3. Estimated Living Costs in Australia
Your living expenses will depend heavily on your accommodation, lifestyle and study location.
Students sharing accommodation and preparing most meals at home may spend significantly less than students living alone in the city centre.
A general annual budget may look like this:
| Expense | Estimated annual cost |
|---|---|
| Rent in shared accommodation | AUD $12,000–$22,000 |
| Food and groceries | AUD $4,500–$6,000 |
| Utilities and internet | AUD $1,500–$2,400 |
| Public transport | AUD $800–$1,800 |
| Mobile phone | AUD $300–$600 |
| Personal expenses and entertainment | AUD $2,500–$4,500 |
| Study materials and miscellaneous expenses | AUD $700–$1,500 |
| Estimated Total | AUD $22,300–$38,800 |
The Department of Home Affairs currently uses AUD $29,710 as the 12-month living-cost amount for a primary Student Visa applicant. However, this is a visa financial capacity benchmark and does not guarantee that every student can live on this amount.
Your actual expenses may be higher, particularly if you live alone or study in a more expensive city.
Living Costs by Australian City
The city you choose can make a major difference to your overall budget.
Sydney and Melbourne generally have higher accommodation costs, while cities such as Adelaide and Hobart may provide a more affordable lifestyle.
| City | Estimated annual living cost | Key notes |
|---|---|---|
| Sydney | AUD $32,000–$38,000 | Highly ranked universities and strong employment opportunities, but one of the most expensive cities. Rent is usually the biggest expense; students may reduce costs by sharing accommodation or living further from the city centre. |
| Melbourne | AUD $30,000–$36,000 | Popular international study destination with many universities. Living costs are slightly lower than Sydney, but inner-city accommodation can still be expensive. |
| Brisbane | AUD $28,000–$34,000 | Offers a balance of city lifestyle, warmer weather, and relatively lower costs. However, rental prices have increased, so students should research accommodation early. |
| Adelaide | AUD $24,000–$30,000 | Generally more affordable than other major cities. Compact layout may reduce overall transport costs. |
| Perth | AUD $26,000–$32,000 | Western Australia’s capital offers a more relaxed lifestyle with generally lower costs than Sydney and Melbourne. It is a growing student hub, though transport and travel costs can be higher due to its geographic isolation. |
| Darwin | AUD $25,000–$31,000 | Smaller city where some costs can be higher due to location and transport of goods. Shorter travel distances may help reduce daily expenses, but accommodation and groceries should be compared carefully. |
| Hobart | AUD $23,000–$29,000 | One of the lowest-cost capital cities in Australia. However, rental availability can be limited, so early accommodation planning is recommended. |
4. Total Annual Cost of Studying in Australia
When tuition and living expenses are combined, the difference between study options becomes much clearer.
The table below provides an estimated annual budget based on the tuition and city living-cost ranges discussed above.
| City | Go8 university | Non-Go8 university | Vocational Courses |
|---|---|---|---|
| Sydney | AUD $82,000–$93,000 | AUD $67,000–$78,000 | AUD $42,000–$56,000 |
| Melbourne | AUD $80,000–$91,000 | AUD $65,000–$76,000 | AUD $40,000–$54,000 |
| Brisbane | AUD $78,000–$89,000 | AUD $63,000–$74,000 | AUD $38,000–$52,000 |
| Adelaide | AUD $74,000–$85,000 | AUD $59,000–$70,000 | AUD $34,000–$48,000 |
| Perth | AUD $76,000–$87,000 | AUD $61,000–$72,000 | AUD $36,000–$50,000 |
| Darwin | Not applicable | AUD $60,000–$71,000 | AUD $35,000–$49,000 |
| Hobart | Not applicable | AUD $58,000–$69,000 | AUD $33,000–$47,000 |
These totals include estimated tuition and living costs only. They do not include one-off expenses such as visa charges, flights, health insurance, rental bonds or initial setup costs.
Darwin and Hobart are marked as not applicable under the Go8 category because there are no Group of Eight universities based in these cities.
How to Save Costs While Studying in Australia
Studying in Australia can be expensive, but there are several practical ways international students can reduce their overall costs without compromising the quality of their education.
1. Scholarships and Tuition Discounts
Studying in Australia can be expensive, but there are several practical ways international students can reduce their overall costs without compromising the quality of their education.
Many Australian universities and colleges offer scholarships to international students based on academic merit, nationality, or specific study areas.
These scholarships can significantly reduce tuition fees, often by 10% to 50%, depending on the institution and eligibility criteria.
For example:
- Some universities offer automatic merit-based scholarships for high-achieving students at the time of application.
- Others provide faculty-specific scholarships for areas such as business, engineering, or health sciences.
Certain institutions also offer regional or country-based scholarships to attract students from specific markets.
It is important to note that scholarships are competitive and not guaranteed. Students should always check the official university website and apply early, as many scholarships are awarded at the time of admission.
2. Working Part-Time While Studying
International students in Australia are generally allowed to work while studying on a student visa.
As of current visa conditions, students can usually work:
- Up to 48 hours per fortnight during study periods
- Unlimited hours during official semester breaks
Part-time work can help students cover living expenses such as rent, groceries, transport and personal costs. Common student jobs include hospitality, retail, administration and delivery services.
While part-time work can provide valuable financial support, it should not be relied upon as the primary source of funding for tuition fees. Students must still demonstrate sufficient financial capacity when applying for their visa.
3. Choosing Affordable Cities and Accommodation
Living costs vary significantly between cities in Australia. Choosing a more affordable city such as Adelaide, Hobart or Darwin can reduce overall expenses compared to Sydney or Melbourne.
In addition, students can save money by:
- Sharing accommodation with other students
- Living further from the city centre
- Using public transport instead of private transport
- Cooking at home instead of eating out regularly
4. Selecting the Right Course and Provider
Choosing a non-Go8 university or vocational education provider can also reduce tuition costs while still offering recognised qualifications.
Some students may also benefit from:
- Shorter course durations (e.g. diplomas instead of bachelor degrees)
- Credit transfers or advanced standing
- Package offers that combine English and vocational or university study
By carefully comparing course options, students can often find a pathway that is more cost-effective while still supporting their long-term career goals.
Which University, Course and City Should You Choose?
There is no single university, course or city that is suitable for every student, and the highest-ranked university may not always be the best option for you.
The right choice will depend on your personal circumstances such as your academic results, financial capability, and your long-term study and migration goals.
A more affordable university offering a suitable course, recognised qualification and strong industry connections could provide better value. Similarly, a vocational course may be more suitable for a student who prefers practical training and wants to enter a specific trade.
Before making a decision, students should compare the complete cost of the course rather than looking at tuition fees alone. This includes the course duration, scholarships, living expenses, materials and other compulsory charges.
Need Help Choosing the Right Course?
With so many universities, vocational colleges, courses and scholarships available, it can be difficult to know which option provides the best value.
At Hays Migration and Education, we are proud to be an ICEF-accredited education agency with more than 15 years of experience supporting international students.
Our education consultants can help you compare suitable institutions, courses, scholarships and study locations based on your academic background, budget and future goals.
Contact us today to discuss your Australian study options and find a pathway that is suitable for you.
